Pillar 01
Diversification
Avoid relying unnecessarily on any single company, sector or market.
Independent Wealth Management Serving Chicago
Wealth Management Services for Chicago Investors
Personalized portfolio management, investment planning and financial guidance built around your goals, risk tolerance and long-term financial future. At Gold Coast Capital Management, you work directly with Dragan Mark Filipovic, CFA®, for independent wealth management without proprietary products, sales quotas or a rotating team of advisors.
01Our Philosophy of Service
A More Direct Approach to Wealth Management in Chicago
Wealth management should begin with understanding what your money needs to accomplish.
For some investors, that means building and managing a portfolio for long-term growth. For others, it means preparing for retirement, evaluating whether an existing portfolio remains appropriate, investing newly acquired wealth or simply getting an independent second opinion before making an important financial decision.
Gold Coast Capital Management provides wealth management services for individuals and families in Chicago who want experienced investment guidance and a direct relationship with the professional managing their portfolio.
Personalized Guidance
Direct Advisor Relationship Dragan Mark Filipovic, CFA® Founder & Chief Investment Officer
Where Every Strategy Begins
Rather than starting with products, we start with you.
And the financial decisions ahead of you.
Your goals.
Your existing investments.
Your time horizon.
Your tolerance for risk.
Your liquidity needs.
Your tax considerations.
From there, we develop an investment strategy designed around your circumstances and manage it with a disciplined, long-term approach.
Every client works directly with Dragan Mark Filipovic, CFA®, Founder and Chief Investment Officer of Gold Coast Capital Management.
02Our Wealth Management Services
Our Wealth Management Services
Our wealth management services are designed to address different stages and questions in an investor's financial life. Some clients begin with a portfolio second opinion. Others come to us for ongoing portfolio management, retirement planning or help developing a more coherent investment strategy. Each service can address a specific need while fitting within a broader approach to managing your wealth.
A Portfolio Built Around Your Objectives
Portfolio Management
Your investment portfolio should reflect more than your age or a generic risk questionnaire.
Gold Coast Capital Management develops and manages portfolios based on factors such as your financial objectives, investment horizon, risk tolerance, liquidity needs, existing assets and relevant tax considerations.
Our portfolio management approach emphasizes:
Markets will change. Your circumstances may change as well.
Ongoing portfolio management provides a structured process for keeping your investments aligned with the objectives they are intended to support.
Get an Independent Perspective Before Making a Change
Portfolio Second Opinion
You do not have to be unhappy with your current financial advisor to benefit from another perspective.
Many investors have accumulated investments across retirement accounts, brokerage accounts, previous employers or multiple financial institutions without ever receiving a clear, independent assessment of how everything fits together.
Others may wonder:
A portfolio second opinion gives you an opportunity to step away from the day-to-day movements of the market and evaluate the bigger picture.
Gold Coast Capital Management offers Chicago investors a complimentary portfolio review with Dragan Mark Filipovic, CFA®.
There is no obligation to change advisors or transfer assets simply because you request a second opinion. The objective is clarity.
Align Your Investment Strategy With the Retirement Ahead
Retirement Planning
The transition into retirement changes the role your investment portfolio needs to play.
During your working years, the focus may primarily be on accumulating wealth.
As retirement approaches, additional questions become increasingly important:
Gold Coast Capital Management helps retirees and pre-retirees evaluate their investments within the context of the retirement they are preparing for.
The goal is not simply to reach a particular retirement date. It is to create an investment strategy capable of supporting your objectives throughout retirement while managing the risks that accompany the transition from accumulation to withdrawals.
Focus on What You Keep, Not Only What You Earn
Tax-Aware Investing
Investment performance is important, but taxes can influence how much of that performance ultimately remains available to you.
For investors with taxable assets, investment decisions should therefore consider more than expected returns in isolation.
Gold Coast Capital Management incorporates tax awareness into portfolio management when appropriate. That may include consideration of strategies such as:
Tax-aware investing does not mean allowing taxes to dictate every investment decision. Instead, it means recognizing that investment strategy and tax consequences can interact and considering that relationship as part of the portfolio-management process.
Gold Coast Capital Management does not provide individualized tax or legal advice. Clients should consult their tax professionals regarding their specific tax circumstances.
Give Your Investments a Clear Purpose
Investment Planning
Before deciding what to invest in, it helps to understand what the investments are intended to accomplish.
Investment planning provides the framework. We work with clients to evaluate factors such as:
From there, we can develop an investment strategy designed to connect those circumstances with an appropriate portfolio.
Investment planning may be especially useful when you are entering a new stage of life, consolidating investment accounts, preparing for retirement, receiving an inheritance, selling a business or questioning whether an existing investment strategy still makes sense.
03A Connected Strategy
How Our Wealth Management Services Work Together
Wealth management is most useful when financial decisions are considered together rather than in isolation.
For example, someone approaching retirement may initially come to Gold Coast Capital Management for retirement planning. But determining whether that person is financially prepared for retirement may also require examining the construction of the existing investment portfolio, current investment risk, expected withdrawals, taxable versus tax-advantaged accounts, investment costs, diversification, potential tax consequences and the investor's overall time horizon.
Similarly, someone requesting a portfolio second opinion may discover that the real issue is not a particular investment. It may be that the portfolio was never built around a clearly defined investment plan in the first place.
Our services therefore connect around one central objective: creating and maintaining an investment strategy that reflects the client's actual financial circumstances and long-term goals.
Wealth Management for Important Financial Transitions
There are times when financial decisions become more consequential. A major transition can create new opportunities while also introducing unfamiliar investment decisions. Gold Coast Capital Management works with Chicago-area investors navigating situations such as:
Approaching Retirement
The shift from accumulating wealth to relying on your investments can require a different approach to risk, liquidity and portfolio construction.
Receiving an Inheritance
An inheritance may suddenly introduce new investment accounts, concentrated holdings, cash or securities that need to be evaluated within your broader financial picture.
Selling a Business
A business sale or other major liquidity event can transform wealth that was previously concentrated in a private company into financial assets requiring an entirely new investment strategy.
Transferring a Significant Investment Account
Changing financial advisors or consolidating investments can be an opportunity to reconsider whether your portfolio remains appropriate for your current circumstances.
Questioning Your Existing Investment Strategy
Sometimes there is no major life event. You may simply have reached the point where you want another professional to assess your investments, fees, risk and strategy.
04The Gold Coast Difference
Why Chicago Investors Choose Gold Coast Capital Management
Chicago has no shortage of wealth managers, financial advisors and large financial institutions. We believe the structure of the advisory relationship matters.
01
Work Directly With a CFA® Charterholder
Every Gold Coast Capital Management client works directly with Dragan Mark Filipovic, CFA®, Founder and Chief Investment Officer. There is no handoff to a junior advisor after the relationship begins. Dragan remains personally involved in understanding your goals and managing your portfolio.
02
Independent Fiduciary Relationship
Gold Coast Capital Management provides investment advice within a fiduciary relationship. Recommendations are based on the client's circumstances rather than proprietary products or sales quotas.
03
Transparent 0.50% Advisory Fee
Gold Coast Capital Management charges a 0.50% annual advisory fee. For a $1 million portfolio, that represents an annual advisory fee of $5,000. Understanding fees is an important part of evaluating any wealth management relationship because costs reduce the amount of capital that remains invested.
04
Independent Charles Schwab Custody
Gold Coast Capital Management manages client portfolios while Charles Schwab serves as the independent custodian. Your investment assets remain in accounts held in your name. You maintain direct access to your accounts and receive account information through Schwab. This creates a clear separation between the firm providing investment management and the institution holding the assets.
05Investor, Not Product
Wealth Management Built Around the Investor, Not the Product
Our investment philosophy is intentionally straightforward. We do not believe successful wealth management requires constantly predicting markets, chasing investment trends or making frequent changes simply for the sake of activity. Instead, we emphasize:
Pillar 02
Appropriate Risk
Build the portfolio around the level of risk appropriate for the client's goals and circumstances.
Pillar 03
Cost Awareness
Understand the advisory and investment costs reducing the return investors ultimately keep.
Pillar 04
Tax Awareness
Consider potential tax consequences when appropriate for taxable investors.
Pillar 05
Discipline
Maintain a long-term investment process rather than allowing short-term headlines and market volatility to dictate every decision.
Pillar 06
Ongoing Review
As your circumstances evolve, your portfolio should be reviewed to determine whether the strategy remains aligned with your objectives.
06The Process
What Does Working With Gold Coast Look Like?
01
Schedule a Complimentary Portfolio Review
Start with a conversation about your goals, current investments and the questions you want answered.
02
Receive an Independent Assessment
We review your current situation and identify areas worth discussing, from portfolio construction and risk to fees and overall investment strategy.
03
Decide Whether Gold Coast Is the Right Fit
There is no obligation to move forward. The purpose of the conversation is to give you greater clarity about your financial situation and whether our approach is appropriate for you.
Schedule a Consultation
Start With a Conversation
We begin by learning about your financial situation, investment experience, current portfolio and what you want your wealth to accomplish.
Speak directly with Dragan Mark Filipovic, CFA®, and get an independent perspective on where you stand.
Speak Directly With Your Advisor
(847) 899-7986
info@goldcoastcapm.com
Serving Chicago, IL and clients nationwide.
Gold Coast Capital Management, LLC is a registered investment adviser. Registration does not imply a certain level of skill or training. Advisory services are offered only to clients or prospective clients where Gold Coast Capital Management, LLC and its representatives are properly registered or exempt from registration. Nothing on this website should be construed as personalized investment, tax, or legal advice. Past performance does not guarantee future results.