Am I paying too much for financial advice?
Independent Portfolio Review Serving Chicago
Get a Financial Second Opinion in Chicago
Not sure whether your current investment strategy is still right for you?
Get an independent second opinion on your portfolio from Dragan Mark Filipovic, CFA®, Founder and Chief Investment Officer of Gold Coast Capital Management.
Review your investments, risk, diversification and advisory costs before deciding whether anything needs to change.
01Objective Review
A Second Opinion on Your Financial Advisor or Investment Portfolio
You can be satisfied with your current financial advisor and still benefit from another perspective.
Investment portfolios often evolve over many years. Accounts accumulate, markets change, retirement gets closer and financial priorities shift.
Yet many investors have never had an independent professional review whether their current portfolio still reflects what they are trying to accomplish.
Gold Coast Capital Management provides financial and portfolio second opinions for Chicago investors who want an objective assessment of their current investment strategy.
There is no obligation to change financial advisors or transfer your investments simply because you request a review.
Two Valuable Outcomes
Sometimes a second opinion identifies issues worth addressing.
Sometimes it provides reassurance that the strategy you already have remains appropriate.
Either outcome can provide valuable clarity.
02Questions Worth Asking
When Should You Get a Financial Second Opinion?
A second opinion may be worth considering if you find yourself asking questions such as:
Am I taking more investment risk than I realize?
Is my portfolio properly diversified?
Do I understand why I own each investment?
Is my portfolio still appropriate as retirement approaches?
Are my investments unnecessarily complicated?
Could taxes be affecting my investment strategy?
Am I receiving enough attention from my current financial advisor?
Has my financial situation changed significantly since this portfolio was created?
Would another investment professional recommend the same approach?
You do not need to wait until you believe something is wrong.
A financial second opinion can simply provide another experienced perspective before you make an important decision.
03Review Framework
What We Look at During a Portfolio Second Opinion
Every portfolio is different, but an independent portfolio review may consider several important areas.
01
Portfolio Allocation
How is your money distributed across investments and asset classes, and does that allocation make sense for your objectives?
02
Investment Risk
Does the level of risk in the portfolio correspond with your goals, time horizon and ability to tolerate market declines?
03
Diversification
Are you unintentionally concentrated in particular companies, industries, markets or investment styles?
04
Investment & Advisory Fees
What are you paying for your investments and financial advice, and do you understand those costs?
05
Alignment With Your Goals
Most importantly, does the portfolio still reflect what you need your money to accomplish?
The purpose is not to find something wrong simply to justify making changes.
It is to evaluate the portfolio with a fresh set of eyes.
04No Pressure
Already Have a Financial Advisor? That's Okay.
A financial advisor second opinion does not mean you have decided to leave your current advisor.
In fact, you may simply want to confirm that the investment strategy you already have is reasonable.
An independent review can be particularly useful before:
01
Changing financial advisors
02
Transferring a substantial investment account
03
Entering retirement
04
Making major portfolio changes
05
Investing an inheritance
06
Investing proceeds from selling a business
07
Consolidating multiple investment accounts
You remain in control of what happens next.
If your current strategy appears sound, that information can be useful.
If the review raises questions, you can decide whether those issues justify a deeper conversation.
05Why Gold Coast
Why Get Your Second Opinion From Gold Coast?
Work Directly With a CFA® Charterholder
Your portfolio review is conducted with Dragan Mark Filipovic, CFA®, Founder and Chief Investment Officer of Gold Coast Capital Management.
You are not passed to a junior advisor or sales representative.
Independent Fiduciary Perspective
Gold Coast Capital Management provides investment advice within a fiduciary relationship and does not rely on proprietary investment products or sales quotas.
Approximately 20 Years of Financial Experience
Dragan brings approximately two decades of experience across investment banking, finance and wealth management to his work with individual investors.
Transparent 0.50% Advisory Fee
If you ultimately decide Gold Coast Capital Management is a better fit for ongoing portfolio management, the firm's annual advisory fee is 0.50%.
There is no obligation to become a client simply because you request a portfolio review.
06Questions & Answers
Frequently Asked Questions
A financial second opinion involves having another financial professional independently review your current financial or investment strategy.
At Gold Coast Capital Management, the second-opinion process focuses primarily on your investment portfolio, including areas such as allocation, diversification, risk, investment costs and whether the portfolio remains aligned with your objectives.
Yes. You can have your investment strategy independently reviewed even if you are currently working with another financial advisor.
You do not need to notify or leave your existing advisor simply to request another perspective.
No. Requesting a portfolio second opinion does not obligate you to transfer assets or become a Gold Coast Capital Management client.
Yes. Gold Coast Capital Management offers a complimentary portfolio review as an opportunity to discuss your current investments and determine whether there are issues or questions worth exploring further.
Schedule a Consultation
Get a Second Opinion Before Making Your Next Move
If something about your current portfolio has been bothering you, or you simply want to confirm that your investment strategy remains on track, another perspective can help.
Speak directly with Dragan Mark Filipovic, CFA® for an independent review of your current investment portfolio.
No pressure to change advisors. No obligation to transfer your investments. Just an opportunity to take another look at where you stand.
Speak Directly With Your Advisor
(847) 899-7986
info@goldcoastcapm.com
Serving Chicago, IL and clients nationwide.
Gold Coast Capital Management, LLC is a registered investment adviser. Registration does not imply a certain level of skill or training. Advisory services are offered only to clients or prospective clients where Gold Coast Capital Management, LLC and its representatives are properly registered or exempt from registration. Nothing on this website should be construed as personalized investment, tax, or legal advice. Past performance does not guarantee future results.